几乎是纳税时间！对于大多数小型企业主来说，这次是要找到节省金钱和最大化扣除额的方法。即使您对数字很精明，这都可能有些不知所措。
幸运的是，有多种方法可以使TAX季节更少头痛，更易于控制。下面，我们提供了一些技巧，使您能够更聪明地提交税款，以便获得最佳回报。
1.收集文书工作
首先，要使您的税收更容易，您需要先收集所有适当的文书工作。这包括：
- 所有商业银行的报表，收入报表和费用记录。
- Your business'sEIN（雇主身份证号）。
- 对于独资所有人，您需要您的税号，这通常是您的社会安全号码。
- All the tax forms you'll need to file. Depending on your业务结构，不同的形式可能适用。
You may need to file taxes in more than one state depending on individual state statutes and how much money you earned from certain states. A tax professional can advise you on the tax jurisdictions your business falls under.
2。Learn How to Reduce Your Tax Burden
Got all the paperwork and dates lined up? Now, it's about identifying areas you can reduce your tax burden via exemptions, credits, or deductions. We know it's frustrating to see your hard-earned income go away to the government. Here are a few strategies you can employ to reduce your应纳税额and maximize your deductions as a small business owner.
跟踪费用收据
这听起来像是不费吹灰之力。但是我们不能足够强调这一点。为小型企业主的税收季节充分，取决于您跟踪支出的能力。为什么？因为国税局允许与业务费用相关的扣除额。
您可以注销的最高费用包括：
Startup Costs
If you stepped into entrepreneurship in the latest tax year, you can deduct as much as $5,000 in startup expenses. This amount can include costs associated with any training or travel you took, along with any money spent on营销您的创业公司。
Business Meals
您可以扣除多达50％的合格食品和饮料费用。合格是什么意思？这顿饭与业务有关。在费用日志中记下以下内容：
- 餐的日期和位置
- 这business relationship of the person or people you dined with
- 这total cost of the meal
Travel Expenses
可以注销的旅行费用包括机票, accommodation cost, rental car expenses, dry cleaning, tolls and tips. However, any work-related travel expenses must meet the following requirements:
- 这trip must be necessary for business.
- 这trip must take you away from your tax home (city/area where business is located).
- 这次旅行应要求您离开家比工作日更长的时间，并需要休息或睡眠以满足工作需求。如果您租车去拜访客户一天，并且需要加油或停下来饭菜，则可以扣除。
IRS网站提供了详细概述的内容deductible work-related travel expenses。
内政部和用品
在下面simplified home office expenses，如果您经营家庭业务或自由职业者，则可以从最高300平方英尺的房屋中扣除每平方英尺的房屋每平方英尺5美元。但是该区域必须专门用于工作。因此，如果您要在餐桌上工作，即使您愿意，也无法写下。
在办公用品中，只要您在购买年内将其用于商业目的，就可以注销任何购买的文具，计算机，打印机，与工作相关的软件，邮资和运输的东西。
银行利息和费用
If you’ve taken a startup loan or line of credit for your business, you can write off the interest charged on the loan or line of credit. You can also deduct any additional service fee or annual fee expenses on your bank account or credit card.
孩子和抚养
企业主的工作时间不要在下午5点停止。幸运的是，与儿童（12岁以下）和受抚养人（如父母或家人一样）有关的任何费用都是可以税收扣除的。
这IRS websitegives more guidance on which deductions apply to small businesses.
3.雇用您的孩子
避免收入免税的最佳方法之一是雇用家庭成员，尤其是您的孩子。通过这样做，您可以减少对他们的收入的税款。
这是can work if your minor kids are up to the job.
- 雇用您的孩子。起草一项涉及工作职责，足够薪酬和福利信息的就业协议。
- 设置其W-2和州税。
但是一个谨慎的话：不要滥用这一点，因为国税局正在寻找那些没有实际雇用孩子的利益的人。如果您被判有罪，您将因其工资和福利而失去税收减免。
4。Save for Health Expenses
Medical costs are going through the roof. One way to reduce your tax burden is to set aside money towards medical and health expenses, no matter how healthy and fit you feel today. How to accomplish this? Explore a Health Saving Account (HSA) plan if you have a high deductible insurance plan.
HSA还产生以下好处：
- 从收入中捐款100％可抵税 - 使其成为有力的扣除额，有可能使您处于较低的税收范围内。
- Contributions grow tax-free.
- 扣除合法医疗费用的金额也免税。
5.成为法律结构
作为独资所有人，您没有雇主支付社会保障和医疗保险税的一部分。您是全部付款的人。
改变这种支出的一种方法是探索将您的业务结构更改为通常提供更多税收节省的法人实体。例如，如果您成立有限责任公司（有限责任公司），您也许可以消除这些税款的雇主部分。
6。Start a Retirement Plan
作为企业主，您没有一个好处退休计划, which is ideally matched by an employer. It’s your job to ensure you have enough in the bank for retirement. Starting a retirement fund is one way to maximize savings and reduce the potential tax you’d pay.
您可以探索的一些退休基金计划是：
- 艾拉
- 简化员工退休金计划（SEP）
- 403(b) plans
7.了解州的特定规则
Thanks to Good Friday, federal tax filings are due on April 18 this year. But your state's tax deadline might not be the same. Yep, different states can have varying income tax and sales tax filing dates. And you could face penalties for missing your state's filing date.
Use the form to see state-by-state filing deadlines and tips for filing taxes for small businesses. It's also important to point out that while many states allow for mail-in forms, e-filing your taxes makes for quicker processing.
Select your state above.
并在这里查看结果
4%
- 下个月20日到期的每月付款
- Quarterly payments due April 20, July 20, October 20, January 20
在TPT中知道5.6％
- Paper filings are due 20th/22nd of month. Electonic filings are due on last working day of month.
6.50％
- 每月付款到期第20/21个以下一个月
7。25%
- CDTFA分配了备案频率（每季度预付款，季度，每月，每年财政年度，每年）
- Quarterly payments are due April 30, July 31, October 31, January 31
2。90%
- Filing frequency is determined by the amount of sales tax collected monthly
- If less than $15/monthly, annual filing is due January 20
- If under $300/monthly, quarterly payments due April 20, July 20, October 20, January 20
6。35%
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- Quarterly payments due April 20, July 20, October 20, January 20
4%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6。25%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
7%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- 每月收益将于接下来的一个月20日
- 1月31日10月31日，4月31日，4月31日，季度付款
- If sales tax less than $120, annual returns due January 31
6.50％
- Monthly returns are due on 25th of following month
- 1月25日，7月25日，4月25日，季度付款
6%
- Monthly returns are due on 25th of following month
- Quarterly payments due April 20, July 20, October 20, January 20
4。50%
- 每月收益将于接下来的一个月20日
5.50％
- 每月收益将于下个月15日到期
- 1月15日，7月15日，4月15日，季度付款
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6。25%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
- 次年2月28日到期的年收益
6.80％
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
- Annual return due on February 5th of following year
7%
- 每月收益将于接下来的一个月20日。A sales tax discount of 2% of tax due is applied if paid on time, not to exceed $50.
- Quarterly payments due April 20, July 20, October 20, January 20
4。23%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
5.50％
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
4.60％
- 每月收益应在下一个月的最后一天
- 1月31日10月31日，4月31日，4月31日，季度付款
6.63％
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
5.13％
- Monthly returns are due on 25th of following month
- 1月25日，7月25日，4月25日，季度付款
4%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
- 年度申请次年3月20日
4。75%
- 每月收益将于接下来的一个月20日
- 4月30日，11月21日，2月1日，季度付款
5%
- 每月收益应在1个月后1日到期（一月税将于3月1日缴纳）
- Quarterly payments due April 30, July 31, November 2, January 31
5.75％
- 每月收益应在下个月的23日到期
- 1月23日，4月23日，4月23日，季度付款
4。50%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
7%
- 每月收益将于接下来的一个月20日
6。00%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
4。50%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
7%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6。25%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
4。85%
- 每月收益应在下一个月的最后一天
- 1月31日10月31日，4月31日，4月31日，季度付款
6%
- Monthly payments due by 25th of following month
- 1月25日，7月25日，4月25日，季度付款
4.30％
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6.50％
- Monthly returns are due on 25th of following month
- 1月31日10月31日，4月31日，4月31日，季度付款
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
6%
- 每月收益将于接下来的一个月20日
- Quarterly payments due April 20, July 20, October 20, January 20
5%
- 每月收益应在下一个月的最后一天
- 1月31日10月31日，4月31日，4月31日，季度付款
4%
- 每月收益应在下一个月的最后一天
- 1月31日10月31日，4月31日，4月31日，季度付款
8.与专业人士合作
Whether you like it or not, paying taxes is one of the responsibilities of being a small business owner. Also, doing taxes wrong can be a costly mistake. The IRS can and most definitely will hand out hefty penalties if they find you skimping on taxes.
通过一点点的计划和会计师或税务专业人士的帮助，您可以减少应税收入，并确保更多的资金对您有用。
Incfile的簿记和会计服务可以帮助减轻与准备和提交税收相关的负担。我们合格的税收专业人员可以与您合作，以一种将为您的业务提供最佳计划的方式来了解您的业务和税收。
Swara Ahluwalia
Swara Ahluwalia is a freelance content writer with experience in the technical, B2B and SaaS domain. She also has curated content for various lifestyle brands. In her downtime, you will most likely find Swara training for her next marathon or spending time with her two daughters.
